Economic Crisis Looming? Here’s How It Affects Employees

Ever felt like your daily essentials keep getting more expensive, but your salary stays the same? Or heard a friend suddenly got laid off because their company is “cutting costs”? If so, you might be feeling the ripple effects of the recent economic crisis. An economic crisis isn’t just about numbers and charts on the...

5 Ways to Help Employees Handle Unexpected Expenses

Unexpected expenses can strike at any time, causing not only panic but also disrupting focus and work performance. Imagine this: in the morning, your employee heads to work in high spirits. But by midday, they receive news that their child is sick and needs immediate care. Or maybe their motorcycle breaks down on the way...

Gen Z Facing Financial Crunch? HR Has the Solution

Over the past few years, survey after survey has confirmed one thing: Gen Z is under significant financial stress. It’s not just rising living costs, it’s also a digitally driven lifestyle that fuels spending temptations. In the workplace, Gen Z’s financial struggles are far from a purely personal matter. Financial stress can negatively impact job...

Start Saving for Your Child? Check Out These 5 Effective Tips!

In today’s dynamic economic climate, many parents are becoming increasingly aware of the importance of securing their children’s future from an early age. The rising cost of education, the growing complexity of living expenses, and plans like university tuition or business capital make saving for your child not just an option, but a necessity. Yet,...

5 Business Loan Options Suitable for MSMEs

Starting a business from scratch is no easy feat, especially when faced with the classic challenge: a business loan. Many MSME (Micro, Small, and Medium Enterprises) owners have great products, interesting ideas, and remarkable drive, but struggle to grow due to limited funding. Scaling the business or staying competitive in a dynamic market can be...

Pinjaman Online: Quick Fix or Financial Trap?

Recently, the internet was buzzing with surprising news: 60% of Coachella 2025 attendees in the U.S. bought their tickets using loans or installment plans. With ticket prices reaching up to IDR 10 million, many were willing to go into debt for a three-day music experience. This reflects a growing global trend: younger generations increasingly rely...

Work Smarter, Not Harder! Apply These 9 Mindsets for a More Relaxed Work Life

The work place is often pressured, with tight deadlines, high expectations, and competitive environments. Many people feel stressed, overwhelmed, and even lose motivation during their career journeys. But did you know your mindset plays a significant role in handling workplace challenges? With the right mindset, work can feel lighter, increase productivity, and maintain a work-life...