2025November 13, 2025

VENTENY Establishes Business Ecosystem Partnership with Home Credit Indonesia

Jakarta, 13 November 2025 – PT VENTENY Fortuna International Tbk (IDX: VTNY), a leading provider of Employee Super App services and productive financing for MSMEs, officially announced a strategic collaboration with PT Home Credit Indonesia (“Home Credit”), a technology-based financing company, to expand its integrated service ecosystem.

This strategic collaboration marks a pivotal step for both VENTENY and Home Credit Indonesia in expanding their positive impact nationwide. By integrating VENTENY’s employee-focused digital ecosystem, which currently serves over 300,000 members, with Home Credit’s consumer financing services available at more than 20,000 distribution points, the partnership creates new possibilities for workers to access inclusive and sustainable financial services. This initiative reinforces the commitment of both companies to empower individuals through improved financial tools, wider access to services, and enhanced well-being. Together, they are driving financial inclusion and increasing productivity throughout Indonesia.

Through this collaboration, Home Credit service will now be more easily accessible to all VENTENY exclusive members through the VENTENY App. Employees who are part of the VENTENY Employee Super App network will enjoy Home Credit’s consumer financing service for electronics, furniture, gadgets, household equipment, and many more across thousands of Home Credit’s partner stores nationwide. This integration not only simplifies access to financing but also creates new opportunities for employees to enhance their quality of life through responsible financial solutions tailored to their specific needs.

Additionally, Home Credit Indonesia employees who are registered as exclusive members of the VENTENY Employee Super App will also gain access to VENTENY’s diverse ecosystem of products, including: V-Nancial, featuring Earned Wage Access (EWA) and Advanced Wage Access (AWA) for flexible financial management, V-Merchant, offering lifestyle benefits and exclusive deals, V-Health, providing access to affordable healthcare services, and V-Education, offering training and self-development programs to enhance Home Credit employees’ soft skills.

This collaboration began through an introduction by Bank Danamon, with VENTENY as one of its strategic partner companies. The initiative serves as a tangible example of the MUFG business ecosystem’s synergy in strengthening and expanding collaboration among group companies.

Signing Ceremony VENTENY x Adira Finance

In line with this spirit, Adira Finance, a subsidiary of Bank Danamon and part of the MUFG Group, which specializes in vehicle financing, has also established a partnership with VENTENY to develop various financing solutions and innovative products.

Through this collaboration, both companies are committed to providing easier access to financial services, catering to the needs of both internal corporate stakeholders and the wider public.

“This partnership aligns with VENTENY’s commitment to continuously deliver an ecosystem of services that provide added value for both employees and partner companies. With the support of Home Credit Indonesia, we aim to extend these benefits to all VENTENY partners,” said Jun Waide, Founder and Group CEO of PT VENTENY Fortuna International Tbk.

Animesh Narang, Chief Executive Officer of Home Credit, stated: “We see this as a positive collaboration in building a mutually empowering ecosystem. This partnership aligns with our commitment to create possibilities by enhancing financial inclusion in Indonesia through accessible consumer financing. Through this collaboration, we can reach more communities and make it easier for people to access financing for electronics, furniture, and other essential products at our partner stores nationwide. Importantly, this partnership also demonstrates the strength of the MUFG collaboration ecosystem, where strategic introductions and synergies enable us to deepen relationships and jointly develop innovative solutions that benefit even more Indonesians.”

Moving forward, VENTENY and Home Credit are committed to developing further collaboration opportunities, including joint promotional programs, employee financial literacy education, and digital service integration to enhance user well-being and productivity across Indonesia.